| Rules |
The player and the banker are each dealt a two-card hand. Then following standard baccarat rules, a third card is dealt to the player and/or the banker.
The object of baccarat is to predict whether the banker's hand or the player's hand will get a point value closest to 9, keeping in mind that all ten-value cards count as zero and aces count as one. The hand with the highest point value wins.
To participate in the game, you place a wager on the banker's hand, on the player's hand, or on a tie. A tie results when both hands have equal point values. If the game does result in a tie, wagers on the banker and the player are returned.
All winning wagers for the banker and the player pay even money. However, if you win by betting on the banker, the bank receives 5% commission. If you correctly wager that the two hands will tie, your payoff is 8 to 1.
Card ValuesAce = one point
Face cards and tens = zero
All other cards carry the point value stated on the card. If the cards in a hand total more than ten points, simply subtract ten; the remainder is the baccarat point value of the hand. For example: 8+8=16, which counts as a 6 in baccarat; and 8+9=17, which counts as 7.
Third Card Rules
The following baccarat rule chart governs when the player and/or the bank will automatically be dealt (i.e. "draws") receive a third card in the Baccarat game:
Player
| Point Value of First Two Cards: |
|
| 0-1-2-3-4-5 |
Draws a card |
| 6-7 |
Stands |
| 8-9 |
"Natural hand", no further draw | |
Banker
| Point Value of First Two Cards: |
Draws when the player´s third card is: |
Does not draw when the player´s third card is: |
| 0-1-2 |
Always draws a card |
- |
| 3 |
0-1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0-1-8-9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
| 7 |
Always stands |
- |
| 8-9 |
Player cannot draw |
Player cannot draw | | |
|
Rules